Requisition ID: 228023Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Senior Manager, Portfolio Analytics (GRM ? RESL) will monitor key risk performance of the Real Estate Secured Lending (RESL) portfolio and contribute to the development and enhancement of business intelligence tools and provide actionable insights to Risk teams as well as product and business line partners. As a subject matter expert on the RESL portfolio, the incumbent will provide the team with advanced data analytics, monitoring and measurement on the health of the RESL portfolio to ensure strategies and policies are within the Risk Appetite. The incumbent will leverage his or her credit risk experience and deep analytical capability to identify opportunities for growth within risk appetite, identify areas (sub-product and client segments) needing attention including early warning metrics, and make actionable recommendations to mitigate risk. They will work with multiple stakeholders and partners within and outside GRM to provide analytical insights based on excellent analytical, communication, and relationship management skills.Is this role right for you? In this role you will: Accountability 1 ? Credit Risk Portfolio Analysis and MonitoringUse a variety of Business Intelligence analytical and reporting tools (ex. SQL, SAS, Python, PowerBI) to provide dynamic reporting on key performance metrics to various stakeholders in GRM and business lines. Lead new report creation and look for opportunities to optimize workstream.Perform research and analysis to identify portfolio, macro and market trends and opportunities across unique retail lending portfolios. Provide actionable insights and meaningful messages from the reporting to drive credit risk decisions. Able to tell a story by synthesizing vast amounts of data into coherent messages.Proactively provide strategic analysis that will assist in optimizing risk rewards ratios and grow the portfolio within risk appetiteCollaborate with Strategy and Policy teams to provide measurement and reporting on strategic initiatives such as acquisition dynamics and quality, line optimization and collections effectivenessAnalyze strategy effectiveness, leverage champion/challenger capabilities to confirm assumptions and recommend changes, identify if any credit risks are or will become in excess of the risk appetite framework and make recommendations on how to mitigate.Forward looking to proactively identify areas of heightened risk requiring extra attention, analysis or monitoring.Accountability 2: Customer FocusChampion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.Understand how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions.Accountability 3: InnovationExplore opportunities using latest innovative/advanced analytics, score modeling and Business Intelligence tools to showcase portfolio dynamics, derive insights and streamline processesAim to move from descriptive to prescriptive analytics by focusing on key drivers of portfolio risk and profitability and finding creative opportunities to solve challenging problems.Continuously enhance knowledge of business/product strategies, competitive practices, market insights and other policies, technical processes and advanced analytical tools/methodologies in order to best provide business solutions to all key constituentsAccountability 4: Canadian Regulator, Internal Audit and Fraud Management SupportSupport investigations and solutioning for OSFI questions/findings in an appropriate /acceptable timeframe.Support investigations and solutioning needed for issues identified by Prefund Review and/or Internal Audit items in an appropriate timeframe.Liaise with the Fraud Department and Security and Investigations as required.Accountability 5: Risk Appetite Framework alignmentEnsure all business li
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