Loading, please wait...

financial analyst

Title posted on CareerBeacon - Sr. AML Testing Analyst - Regulatory Testing

Posted on June 21, 2025 by Employer details TD Bank

Job details

Work Location:Toronto, Ontario, CanadaHours:37.5Line of Business:Financial Crime Risk ManagementPay Details:$76,800 - $115,200 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job Description:The Financial Crime Risk Management (FCRM) Testing Team sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls (collectively referred to as "FCRM Controls") Enterprise-wide.The Pre-Completion Testing (PCT) Team within FCRM Testing is responsible for the review of Regulatory Issues to verify and validate that the appropriate remedial actions have been taken to address the issues raised. The pre-completion testing is done at the design and operating effectiveness level prior to final submission to Internal Audit.The Senior FCRM Testing Analyst ? PCT Validations is responsible for conducting PCT validation testing of regulatory issue remediation activities. The position may assume leadership of the engagement and have responsibility for completion of testing phases. The position will develop test plans, and attributes, execute testing activities and monitor progress of the engagement. Depth &amp; Scope:Independently execute testing of remedial work related to Regulatory Issues. (e.g., planning, sampling, evaluation, issue identification) Develops testing documentation and results reporting in-line with requirements Understands the Banks financial crimes obligations and requirements and effectively applies that understanding in the execution of their work Understands the use of controls for managing financial crimes risk and applies this understanding to independently evaluate controls effectiveness and develop recommendations for enhancement Work independently as a subject matter expert of the functional area and/or business are supported and applicable regulatory requirements, and may coach and educate others Execute on more complex and/or non-standard requests Undertake and complete a variety of projects and initiatives as part of the testing function, may include the integration of cross functional processes within own area of expertise Performs complex analysis and reporting Generally, reports to a Manager roleJob Requirements:University degree or equivalent work experienceRelevant professional designations and/or certifications preferred (ex. CAMS)4+ years of relevant experience working in a challenge function (e.g., Internal Audit, ORM, Risk Oversight) within the financial services industryIn depth knowledge of AML/ATF regulations (PCMLTFA and associated Regulations), financial crime typologies, and control frameworksStrong interpersonal skills to facilitate working with business unit, FCRM advisory, senior management, and business partners at all levels.Customer Accountabilities: Execute testing engagement work in accordance with established standards to achieve completion within targeted timelines Conduct analytical research and analysis as part of the assigned testing objectives Work collaboratively with key partners throughout the testing engagement Stemming from testing findings, present objective and independent opinion on the adequacy of remedial work in accordance with regulatory and internal requirements. Provide subject matter expertise on FCRM controls and processes and/or input to proje